SALLY SORTS IT: The insurances I ALWAYS take out - and the ones I never bother with. From housing to travel, warranties, health and pets - this is my crucial advice
Are there some risks where insurance is a 'must', and others where you might choose to say 'no' to cover and instead 'self-insure'?
Are there some risks where insurance is a 'must', and others where you might choose to say 'no' to cover and instead 'self-insure'?
