The best travel credit cards in Canada for 2025

These impressive Canadian travel credit cards can help turn your everyday spending into flights, hotels and more. The post The best travel credit cards in Canada for 2025 appeared first on MoneySense.

May 7, 2025 - 21:03

To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started.

Best travel credit cards in Canada

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Gold: Best travel credit card

Scotiabank Gold American Express Card

Earn up to 6 Scene+ points per $1 spent and access incredible travel perks, including no foreign transaction fees.

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Annual Fee: $120

Interest Rates: 20.99% purchase, 22.99% cash advance, 22.99% balance transfer

Welcome offer: $450 value

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Silver: Best travel credit card

American Express Cobalt Card

One of the fastest ways to earn flexible Membership Rewards points. You can transfer points to Aeroplan to boost their value.

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Annual Fee: $156

Interest Rates: 21.99% purchase, 21.99% cash advance, N/A balance transfer

Welcome offer: $150 value

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Bronze: Best travel credit card

MBNA Rewards World Elite Mastercard

Get 5 MBNA Rewards points per $1 across five categories, plus an annual bonus of 10% of the points earned over 12 months.

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Annual Fee: $120

Interest Rates: 19.99% purchase, 24.99% cash advance, 22.99% balance transfer

Welcome offer: $200 value

Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Popular travel credit cards in Canada

Compare your travel card options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more. Use this tool to compare credit card options, or keep scrolling for our editors’ top picks.