Our divorce ruling may have enabled my ex-husband to trash my credit score

My bank is in the process of repossessing our former marital home over mortgage arrears he was instructed to payWhen my husband and I divorced, the family court ordered our house should be sold. In the meantime, it ruled my ex was to live in it and pay the mortgage, which was in our joint names. I warned the court he had a history of missed payments.The house has proved hard to sell, and the mortgage is now five months in arrears. The bank is about to start repossession ­proceedings. My credit rating has already plummeted and a repossession will leave me struggling to get a mortgage. My lawyers tell me that I can’t go back to the family court about the damage to my credit ­rating because it is outside its remit, even though the court imposed this situation on me in the first place.GS, Dorset Continue reading...

Apr 8, 2025 - 10:46
 0
Our divorce ruling may have enabled my ex-husband to trash my credit score

My bank is in the process of repossessing our former marital home over mortgage arrears he was instructed to pay

When my husband and I divorced, the family court ordered our house should be sold. In the meantime, it ruled my ex was to live in it and pay the mortgage, which was in our joint names. I warned the court he had a history of missed payments.

The house has proved hard to sell, and the mortgage is now five months in arrears. The bank is about to start repossession ­proceedings. My credit rating has already plummeted and a repossession will leave me struggling to get a mortgage. My lawyers tell me that I can’t go back to the family court about the damage to my credit ­rating because it is outside its remit, even though the court imposed this situation on me in the first place.
GS, Dorset Continue reading...